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Best Canadian Credit Card Rewards 2025

RBC ION+ Visa
RBC ION+ Visa

Special Offer

Enjoy 14,000 Avion welcome points upon approval^ – that’s a value of $100 in gift cards! Apply by May 7, 2025.

Annual Fee $48 ($4 charged monthly)2

Additional Card $0 Purchase Rate 20.99% Cash Advance Rate 22.99%* 

Ideal for those who want to earn even more Avion points on everyday purchases like groceries, dining, gas, and more.

Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rideshare, streaming services and more1

Earn 1X Avion point for every $1 spent on all other qualifying purchases1

Get mobile device insurance, purchase security and extended warranty coverage4

Annual Fee rebated every month for students with eligible bank accounts9


Scotiabank® Scene+™ Visa* Card
Scotiabank® Scene+™ Visa* Card

Annual fee: $0 Interest rates: 20.99% purchases / 22.99% cash advances

Earn up to 5,000 bonus Scene+ points within your first 3 months.2

Earn 2 Scene+ points4 on every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more.

Earn 2 Scene+ points4 on every $1 you spend at Home Hardware.


TD® Aeroplan® Visa Infinite* Card
TD® Aeroplan® Visa Infinite* Card

Earn up to $1,300 in value^ including up to 40,000 Aeroplan points1 and no annual fee for the first year1. Conditions Apply. 

$139 Annual Fee13 20.99% Interest: Purchases 20.99% Interest: Cash Advances


BMO eclipse Visa Infinite* Card
BMO eclipse Visa Infinite* Card

Welcome offer: You deserve to be rewarded! Get up to 60,000 points and the $120 annual fee waived in the first year.66

$120 annual fee8 21.99% for purchases8 23.99% for cash advances8 (21.99% for Quebec residents8)


CIBC Costco Mastercard®
CIBC Costco Mastercard®

Annual fee $0 Purchase interest rate3 20.75% Cash interest rate3, 4 22.49% (non-Quebec residents) 21.99% (Quebec residents)

Get a $30 statement credit† when you apply and are approved for a CIBC Costco Mastercard®.

The CIBC Costco Mastercard is exclusively for Costco members.1

3% cash back at restaurants and Costco gas2

2% cash back at other gas stations, electric vehicle charging stations and at Costco.ca2

CIBC Pace It™ Installment Plans: Special rates on eligible Costco purchases‡

 
 
 

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