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Best Canadian Cash Back Credit Cards

Updated: Mar 17


Scotia Momentum® Visa Infinite* Card
Scotia Momentum® Visa Infinite* Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, no annual fee in the first year, including on additional cards.1

 

Annual fee: $120 Interest rates: 20.99% purchases / 22.99% cash advances



TD Cash Back Visa Infinite* Card
TD Cash Back Visa Infinite* Card

Earn up to $600 in value, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,5002. Conditions apply.

$139 Annual Fee1. 20.99% Interest: Purchases 20.99% Interest: Cash Advances



BMO CashBack® World Elite®* Mastercard®*
BMO CashBack® World Elite®* Mastercard®*

Get 12% cash back on all purchases for the first 3 months up to $2,000 in total purchases^. That’s up to $240 in cash back!

Unlimited cash back of up to 1.5% on all purchases thereafter3

Premium Cash Back credit card benefits

Mastercard Airport Experiences provided by DragonPass2


  • Annual Fee: $99 Purchase Rate: 20.99% Additional Card: $0 Cash Advance Rate: 22.99%*



CIBC Dividend® Visa Infinite* Card
CIBC Dividend® Visa Infinite* Card

Join and earn over $350 in value† including an annual fee rebate. 

Maximize your earnings and enjoy exclusive perks with our top-rated cash back card.

  • 4% cash back on eligible gas, electric vehicle charging and groceries3

  • 2% cash back on eligible transportation, dining and recurring payments3

  • Mobile Device Insurance5 | Save on gas | Visa* concierge services6

Annual fee $120 Purchase interest rate1 20.99% Cash interest rate1, 2 22.99% non-Quebec residents, 21.99% Quebec residents



BMO CashBack® World Elite®* Mastercard®*
BMO CashBack® World Elite®* Mastercard®*

Welcome offer: Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year.**

$120 annual fee8 21.99%for purchases8 23.99% for cash advances8 (21.99% for Quebec residents8)


 
 
 

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